Guide 03 of 10 · Get in order
Perfect Planning
Write a one-page plan, how much, where and when, that you will actually stick to.
What’s included
- 27 pages, in plain English, with charts and examples
- 13 topics, each a short read
- A checklist to act on, and sources so you can check every fact
- Part of the full course: all ten guides for £78, one payment
Take a look inside
Two pages from Perfect Planning, as you’ll see them.
What’s inside
Why Write It Down?
- The professionals have to
- What a written plan does
- The behaviour gap
Part 1: Goals
- Draft yours
- Sort your goals by time
- Write in today’s money
Part 2: Return
- Angel’s numbers
- What it is
- If it looks out of reach
The Ingredients Of Return
- Asset base: how much you start with
- Time horizon: how long you have
- Time and risk
Part 3: Risk
- Profile yourself
- Test yourself
- Sell, to stop the pain?
The Risks You Face
- High-risk investments
- Market or capital
- Inflation
Risk And Return: Two Sides of The Same Coin
- How diversification helps
- Market risks
- Specific risks
Part 4: Investment Constraints
- Match the wrapper to the goal
- Every investor works within limits
- Pensions give tax relief but lock money away
Part 5: Rules
- 1. Asset Allocation
- 2. Diversification
- An example of the format, not a recommendation
Part 5: Rules, Continued
- 3. Rebalancing
- 4. Ethical and Moral
- And write down what you won’t do
Part 6: Review
- When to review
- Your yearly review in five questions
- Not after a bad week in the markets
An Example IPS
- Constraints
- Sam and Alex, 34 and 33, two young children
- An illustration of a completed plan, not a recommendation
Investment Policy Statement
- 1. Goals
- 2. Return
- 3. Risk
Get Perfect Planning and the other nine guides.
One payment of £78. Download straight away and keep them for good.