Terms of Sale and Use

1. Who we are

Seven Eight Investing is a trading name of Seven Eight Asset Limited, a company registered in England and Wales (company number 06725808). Our registered office is [registered office address]. You can contact us at invest@seveneightinvesting.com.

2. What these terms cover

These terms apply when you use seveneightinvesting.com, download our free guides or buy any of our courses or guides. By buying or downloading, you agree to them. If you don’t agree, please don’t buy or use our guides.

3. What you are buying

Our courses are digital educational guides (PDF booklets and related worksheets and checklists). They give general information about saving, pensions and investing. They are not financial advice and do not take account of your personal circumstances. Please read our Disclaimer.

The description of each course on our website tells you what is included. We may improve or update guides over time; you will receive the version available when you buy.

4. Prices and payment

Prices are shown in pounds sterling and include any VAT that applies. Payment is taken in full when you order, by card or another method offered at checkout. Payments are processed securely by Stripe; we never see or store your full card details.

Your contract with us starts when your payment is confirmed. We will send a receipt to the email address you give at checkout.

5. Delivery

After payment you are taken to a page where you can download your guides straight away. If anything goes wrong, email us and we will send your guides within one working day. Please keep your own copies.

6. Your right to cancel

Under the Consumer Contracts Regulations 2013 you normally have 14 days to cancel an online purchase. For digital content, that right ends once the download starts, provided you agreed at checkout to immediate access and acknowledged that you would lose your right to cancel. By ticking that box at checkout and starting a download, you agree to this.

If you have not yet downloaded anything, you may cancel within 14 days of purchase for a full refund by emailing us.

7. If something is wrong

Under the Consumer Rights Act 2015, digital content must be as described, fit for purpose and of satisfactory quality. If a guide is faulty (for example, a file won’t open or pages are missing), tell us and we will fix or replace it. If we can’t, you may be entitled to a refund. Nothing in these terms affects your legal rights.

8. Using the guides

When you buy or download a guide, we give you a personal, non-transferable licence to read it and print copies for your own use. The guides are protected by copyright and belong to Seven Eight Asset Limited or the people we licence material from.

Please don’t share, resell, upload, publish or copy the guides for others, or use them to train or build other products or services, without our written permission. Short quotes with credit to Seven Eight Investing are welcome.

Invest In The Best® is a registered trademark of Seven Eight Asset Limited. Company names, brands and logos mentioned in our guides belong to their owners and are used only to identify them; we are not connected with or endorsed by them.

9. Accounts

If you create an account, keep your sign-in details private and tell us if you think someone else has used them. We may suspend accounts that break these terms.

10. Accuracy

We work hard to make our guides accurate and up to date, and we show sources. Figures, tax rules and company information change, and mistakes can happen. Guides show the date they were prepared. If you spot an error, please tell us.

11. Our responsibility to you

We are responsible for loss or damage you suffer that is a foreseeable result of our breaking these terms or failing to use reasonable care and skill. We are not responsible for loss that is not foreseeable.

Our guides are for education only. Any decision to save, invest, buy or sell is yours. We are not responsible for investment losses or for decisions you make based on our guides.

Our total responsibility to you for any purchase is limited to the price you paid for it. Nothing in these terms limits our responsibility for death or personal injury caused by our negligence, for fraud, or for anything else that the law does not allow us to limit.

12. Changes to these terms

We may update these terms from time to time. The version on our website when you buy applies to that purchase.

13. Law and disputes

These terms are governed by the law of England and Wales. You can bring proceedings in the courts of England and Wales, or, if you live in Scotland or Northern Ireland, in the courts there. If you have a complaint, please email us first and we will try to resolve it quickly.

14. Contact

Questions about these terms: invest@seveneightinvesting.com.